Learn About Car Insurance Claims Without The Need For A Driving License And RC

Car insurance is ai simple way to recoupi any losses you facei if your car getsi damaged, in an accidenti or otherwise. A cari insurance claim made toi your insurer is ai sure-shot way to payi for any damages toi your car. You onlyi need some basic documentsi and send an onlinei or offline application toi buy insurance for youri car. In case ofi an accident, theft, damages,i or other circumstances, youi just need to informi your insurer about thei situation at the earliest,i submit the documents required,i and begin the claimi process. While most peoplei are unaware of this,i you can even makei car insurance accident claimsi without the need fori a driving license ori RC. Keep reading toi know more.

Car Insurance Claimsi Without Driving License Ori RC

If you thought youi could not file ani insurance claim without ai driving license, you mighti be misinformed. Insurance providersi consider certain circumstances ori situations where you cani file a car insurancei accident claim even ifi you do not havei your driving license ori RC with you. Fori instance, you could havei bought a new cari and maybe learning howi to drive it. Youi may also have ai driver who drives youi everywhere, or you mayi simply have lost youri license. While it mighti be difficult to filei an insurance claim ini these situations, it isi most certainly not impossible.

Thei insurance industry implements ai structure to help youi claim insurance if youi do not have ai license. Car insurance claimsi without RC or licensei might be slightly morei tedious but are stilli possible. When it comesi to claiming insurance whilei not having the RC,i a lot of iti will depend on thei terms and conditions ofi the insurer and thei situation, such as thei ones mentioned above.

How Toi Buy Loss Of License/RCi Add On For Cari Insurance?

You can file ani insurance claim without RCi or driving license quitei easily if you buyi the loss of license/RCi add-on with your insurancei policy. Through add-ons, youi can extend the scopei of your insurance policyi for better service ori convenience. The loss ofi driving license/RC add-on allowsi you to file ai valid claim if youi have lost or misplacedi your license or RC.i Even if your RCi is temporary, you cani file a claim underi the loss of license/RCi add-on.

If your insurer providesi the add-on to youri current insurance policy, youi can buy the add-oni online or offline. Ifi the add-on option isi not available online, youi can even contact youri insurance company through emaili or phone.

Car Package Insurancei Policy Add-on: Loss ofi Driving License/RC

You can purchasei the add-on for youri car by paying ani extra premium on youri existing insurance policy. Thei add-on will become ai part of your overalli policy and make thei insurance company compensate fori your lost or stoleni driver's license and RCi book. The amount youi have to pay towardsi the loss of thei documents typically depends oni your vehicle insurer's termsi and conditions.

To raise ai claim for this add-on,i you first have toi submit an FIR ori a first information reporti at a police station.i In fact, you musti also file an FIRi upon losing the license,i RC, or vehicle keys,i as soon as youi discover the loss, asi it can prove helpfuli during the claim-filing process.

Thingsi To Do If Youi Have Lost Your Licensei Or RC

If you havei lost your License ori RC, you need toi follow the steps belowi to obtain a duplicatei copy.

• File an FIR ati a police station neari you.
• Visit the RTO andi get the necessary formi to apply for ai license or RC.
• Get ai NOC from your banki if you have ai car loan.
• Get an affidaviti that mentions all thei details of your car.
• Submiti the FIR along withi the filled-in form toi the RTO.
• Pay the feei needed to obtain thei duplicate.
• Remember to take thei acknowledgement slip from thei RTO.

FAQs

How can I knowi if my preferred insureri provides the loss ofi license/RC add-on?

You can findi out if your preferredi insurer provides the lossi of license/RC add-on throughi the information provided oni their website. You couldi also call or emaili the insurer to inquirei about the same.

How cani I check my RCi status?

You can check youri RC status online byi visiting the 'parihavan' website.

Whyi is the RC importanti for car insurance claims?

RCi cards are important becausei they hold the registrationi details of your vehicle.

Ifi I only have ai Third-party Liability plan, cani I purchase the Lossi of License/RC Add-on?

No, youi cannot. To buy thei loss of license/RC add-on,i you need a comprehensivei insurance plan.

Disclaimer: For morei details on risk factors,i terms & conditions pleasei read sales brochure carefullyi before concluding a sale.i *The discount amount willi vary subject to vehiclei specification and place ofi registration